Does Geico Cover Turo In 2023?

Introduction

If you’re considering using Turo as a car rental service, one of the questions you may have is whether or not your Geico insurance policy will cover you. In this article, we’ll explore the answer to this question and provide you with all the information you need to make an informed decision.

What is Turo?

Turo is a car-sharing service that allows people to rent out their personal vehicles to others for a fee. The service is similar to traditional car rental companies, but with Turo, you have access to a wider variety of vehicles, from high-end sports cars to budget-friendly economy cars.

Does Geico Cover Turo?

The short answer is yes, Geico does cover Turo rentals, but there are some limitations and restrictions to keep in mind.

The Geico Turo Protection Plan

To ensure that you’re adequately covered when renting a car through Turo, Geico offers a Turo Protection Plan. This plan provides liability coverage up to the state minimums, as well as collision and comprehensive coverage up to the actual cash value of the car.

Limitations and Exclusions

It’s important to note that the Geico Turo Protection Plan does come with some limitations and exclusions. For example, the plan only covers Turo rentals within the United States and Canada, and there are restrictions on the type of vehicle you can rent.

Other Options for Turo Insurance

If you’re looking for additional coverage beyond what the Geico Turo Protection Plan offers, there are other options available. Some Turo hosts offer their own insurance coverage, and there are also third-party insurance providers that specialize in Turo rentals.

Turo Host Insurance

When renting a car through Turo, you’ll have the option to choose a host that offers their own insurance coverage. This can be a good option if you’re looking for additional coverage beyond what Geico offers, or if you’re renting a vehicle that isn’t covered by the Geico Turo Protection Plan.

Third-Party Turo Insurance

If you’re looking for even more coverage, you can also purchase third-party insurance specifically designed for Turo rentals. These insurance policies can provide additional liability coverage, as well as coverage for theft, damage, and other issues that may arise during your rental.

Conclusion

In conclusion, Geico does cover Turo rentals, but with some limitations and restrictions. If you’re looking for additional coverage, there are other options available, including Turo host insurance and third-party Turo insurance. As always, be sure to read the fine print and understand your coverage options before renting a car through Turo.