Does Winn Dixie Cash Checks?

The Short Answer

Yes, Winn Dixie cashes checks. However, there are certain criteria that need to be met before the store will cash your check. In this article, we’ll take a closer look at Winn Dixie’s check cashing policy and what you need to know before heading to the store.

What Types of Checks Does Winn Dixie Cash?

Winn Dixie cashes a variety of different types of checks, including:

  • Payroll checks
  • Government checks
  • Personal checks
  • Money orders
  • Cashier’s checks

However, it’s important to note that Winn Dixie does not cash third-party checks. This means that if someone writes you a check, you cannot cash it at Winn Dixie unless you are listed on the check as the payee.

What Are the Requirements to Cash a Check at Winn Dixie?

In order to cash a check at Winn Dixie, you will need to meet certain requirements. These requirements include:

  • Being at least 18 years old
  • Possessing a valid government-issued ID
  • Having a social security number (if cashing a personal check)
  • Having a valid phone number and address

If you are cashing a payroll or government check, you may also need to provide additional documentation, such as a pay stub or government ID.

What Are the Fees for Cashing a Check at Winn Dixie?

Winn Dixie charges a fee for cashing checks. The fee varies based on the type of check and the amount of the check. For example, the fee for cashing a payroll check up to $500 is $3.50. The fee for cashing a personal check up to $100 is $5.00. You can find a full list of check cashing fees on Winn Dixie’s website.

Are There Any Limits to Check Cashing at Winn Dixie?

Yes, there are limits to check cashing at Winn Dixie. The store has a daily limit of $5,000 for check cashing. Additionally, there may be limits on the amount of the check that you can cash based on your individual check cashing history.

Can You Cash a Check at Winn Dixie Without a Bank Account?

Yes, you can cash a check at Winn Dixie even if you do not have a bank account. However, keep in mind that check cashing fees can add up if you are cashing checks on a regular basis. If you receive regular payments via check, it may be worth considering opening a bank account to avoid check cashing fees.

What Are the Benefits of Cashing Checks at Winn Dixie?

There are a few benefits to cashing checks at Winn Dixie, including:

  • Convenience: Winn Dixie has many locations throughout the Southeast, making it easy to find a store near you.
  • Extended hours: Many Winn Dixie locations are open late or 24 hours a day, making it convenient to cash checks outside of traditional banking hours.
  • No need for a bank account: If you do not have a bank account, you can still cash checks at Winn Dixie.

What Are the Risks of Cashing Checks at Winn Dixie?

While there are benefits to cashing checks at Winn Dixie, there are also some risks to consider. These risks include:

  • Check cashing fees: Winn Dixie charges fees for cashing checks, which can add up over time.
  • Security risks: Carrying large amounts of cash can put you at risk for theft or loss.
  • Limitations on check cashing: Winn Dixie has daily limits on check cashing, which may not be sufficient for larger checks.


So, does Winn Dixie cash checks? Yes, they do. However, before heading to the store, make sure you meet the store’s requirements and are aware of the fees and limitations. If you are looking for a convenient way to cash checks, Winn Dixie may be a good option. However, if you are cashing checks on a regular basis, it may be worth considering opening a bank account to avoid fees and reduce security risks.